Your personal data will be used to process your order, support your experience throughout this website, and for other purposes described in our privacy policy .
Last Updated: October 2025
1. Acceptance of Terms By accessing or using our services, you agree to these Terms. If you disagree, do not use our platform.
2. Services & Use Restrictions We offer content, coaching, protocols, and supplements. Use only for lawful, personal wellness purposes. You may not reverse-engineer, misuse, or represent yourself as us.
3. Purchases & Payments You must provide accurate billing information. We reserve the right to refuse or cancel orders. Payment processing is handled by secure third-party providers.
4. Medical / Coaching Disclaimer Our content, coaching, and supplements are not medical advice . They do not diagnose, treat, cure, or prevent disease. Always consult a qualified medical professional.
5. Liability Limitation To the fullest extent allowed by law, Health Factors is not liable for indirect, incidental, or consequential damages arising from your use of products or services.
6. Intellectual Property All site content, branding, images, and materials are owned by Health Factors or its licensors. No unauthorized use or reproduction is allowed.
7. Jurisdiction & Governing Law These terms are governed by the laws of the State of Iowa, United States. Disputes resolved in courts of that jurisdiction.
8. Changes to Terms We may amend these Terms at any time; changes become effective when posted. Continued use implies agreement.
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